Mastercard using selfies instead of passwords for online security

Posted at 7:33 PM, Feb 23, 2016

Selfies are part of everyday life. People everywhere take them.

Now MasterCard wants to use selfies to help prevent fraud. Mastercard is launching new technology so consumers can use selfies to approve online purchases.

The company says selfies and fingerprint scans are safer than typed passwords. Especially since many passwords are easy for scammers to guess.

If you want to use your picture to pay, download the MasterCard identity check app. It has you take a selfie each time you buy something online.

Your face or fingerprint will be scanned to prove it's you spending the money, and not a scammer.

But you won't be able to use the same picture over and over. Mastercard makes you blink to show that you are taking that pic as you shop.

The fingerprint scan is a little easier, especially if you have a new iPhone with the technology already built in.

It’s not just MasterCard that's looking for new ways to prevent fraud.

Bankers with an HSBC account will soon be able to use their fingerprints and voice to access money.

And Mastercard is researching ways to use a heartbeat and eye scans to authenticate purchases.

This could be the future of protecting online shoppers from fraud.



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