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Take control of your finances this New Year

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RICHMOND, Va - Financial Expert Donna Skeels Cygan shared some great ideas to help get people in better financial shape in the new year, by creating a Personal Wish List and a Financial Wish List.

Donna believes that it is the small changes that we can make that will give us the biggest rewards. A Personal Wish List can include some small changes people want to make -- one month at a time --which helps one avoid being overwhelmed by  trying to change big things all at once.

A Financial Wish List can include small changes like paying off a credit card balance each month or become more knowledgeable about investing.

Donna encourages people to choose one thing each month to make a small change and ‘pay attention’ so as not to fall back into old habits.

For more information you can visit www.sagefuture.com.